United States Open Banking Integration
Integrate open banking integration into your United States crypto stack with controls mapped to FinCEN / State regulators and FinCEN / MTL. Block Intelligence delivers production integrations; independent counsel handles licensing where required.
Integration scope
United States · Open Banking Integration
| Jurisdiction | United States |
|---|---|
| Regulator | FinCEN / State regulators |
| Integration | Open Banking Integration |
Software
Built-in integration controls
- PSD2 / open banking consent and account information API flows
- AIS/PIS orchestration with strong customer authentication (SCA)
- Account aggregation for neobank and payment gateway onboarding
- Webhook-driven payment status and mandate management
- Consent expiry, re-authorization, and data minimization controls
- Integration supports real-time transaction monitoring for compliance with AML regulations.
- User consent management features ensure compliance with data protection laws.
- Customizable risk assessment tools to evaluate user profiles and transactions.
- Seamless integration with existing KYC and AML systems for enhanced compliance.
More integrations
Other United States compliance integrations
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is an open banking integration?
- An open banking integration allows crypto platforms to connect with financial institutions, enabling secure access to user banking data for compliance and transaction verification.
- How does this integration support FinCEN compliance?
- Our open banking integration includes features that align with FinCEN's regulatory requirements, helping platforms meet KYC and AML obligations.
- Can I use this integration for state-level compliance?
- Yes, the integration is designed to support both federal and state regulatory compliance, including specific requirements for various state money transmitter licenses.
- What are the benefits of using Block Intelligence for this integration?
- Block Intelligence provides robust, production-ready integrations tailored to the U.S. regulatory landscape, ensuring your platform is compliant while enhancing user experience.