Financial Solutions

Open Banking API Integration Services

At Block Intelligence, we specialize in Open Banking API integration, focusing on licensed Third Party Provider (TPP) integrations for account aggregation and payment initiation. Our services ensure compliance with PSD2 and UK Open Banking standards, enabling seamless financial transactions.

Why Choose Us

Why Choose Block Intelligence for Open Banking API Integration Services

Choose Block Intelligence for your Open Banking API needs and experience tailored solutions that prioritize compliance and user experience.

Expertise in Regulatory Standards

We navigate PSD2, UK OBIE, and global OB standards to ensure compliance.

Seamless User Experience

Our solutions prioritize consent UX and strong customer authentication.

Innovative Crypto-Fiat Solutions

We provide unique use cases for bridging crypto and fiat currencies.

Comprehensive Support

From token refresh to webhook events, we cover all integration aspects.

Capabilities Explorer

What Open Banking API Integration includes

Capability

Understanding AIS and PIS Flows

Our Open Banking API integration services encompass Account Information Services (AIS) and Payment Initiation Services (PIS). We ensure that your platform can efficiently manage user consent and implement strong customer authentication.

  • Streamlined AIS/PIS flows for enhanced user experience
  • Robust consent management frameworks
  • Integration of strong customer authentication protocols
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Capability

Compliance with PSD2 and UK Open Banking Standards

We stay ahead of emerging global Open Banking standards, ensuring your integration aligns with PSD2 and UK Open Banking regulations. Our team monitors regulatory changes to keep your solutions compliant.

  • In-depth knowledge of PSD2 regulations
  • Adaptation to UK Open Banking requirements
  • Guidance on emerging global OB standards
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Capability

Token Refresh and Webhook Events

Our integration services include advanced features like token refresh and webhook events, ensuring that your system remains up-to-date and responsive. This is crucial for maintaining secure and efficient transactions.

  • Automatic token refresh mechanisms
  • Real-time webhook event handling
  • Enhanced reconciliation processes
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Capability

Crypto-Fiat Bridge Use Cases

We explore innovative use cases for bridging crypto and fiat currencies within the Open Banking framework. Our solutions help you navigate regulatory mapping and enhance your service offerings.

  • Integration of crypto payment options
  • Regulatory mapping for crypto-fiat transactions
  • Development of tailored financial products
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Capability

Compliance Integration by Jurisdiction

We provide links to compliance integration combo pages by jurisdiction, ensuring that you have access to the necessary resources for regulatory adherence in your region.

  • Access to jurisdiction-specific compliance resources
  • Guidance on local regulations
  • Support for international expansion
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Key Outcomes

What you’ll gain with Open Banking API Integration

Faster Time-to-Market

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Accelerated delivery for open banking api integration initiatives with milestone planning and predictable iteration cycles.

Lower Delivery Risk

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Reduced risk through strong architecture, validation, and governance across the full financial solutions payment systems workflow.

Enterprise-Grade Quality

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Production-ready results for open banking api integration with clear documentation, testing evidence, and clean handover.

Security & Compliance Readiness

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Security-by-design and audit-ready practices so your open banking api integration project supports compliance needs.

Delivery Approach

Delivery timeline

Step 1 · Week 1-4
Initial Consultation
Step 2 · Week 3-5
Regulatory Assessment
Step 3 · Week 5-8
Integration Development
Step 4 · Week 7-10
Testing and Deployment
What happens

Initial Consultation

Discuss your specific needs and objectives for Open Banking API integration.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
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What happens

Regulatory Assessment

Evaluate compliance requirements based on your jurisdiction and business model.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
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What happens

Integration Development

Develop and implement the Open Banking API integration tailored to your platform.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
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What happens

Testing and Deployment

Conduct thorough testing before deploying the integration to ensure functionality and compliance.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
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Deliverables

What you can expect to receive

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  • Comprehensive integration plan
  • User consent management framework
  • Documentation for compliance and regulatory standards
  • Post-deployment support and maintenance
FAQ

Frequently asked questions

Open Banking APIs allow third-party developers to access banking data and initiate payments, enabling innovative financial services.

We adhere to PSD2 and UK Open Banking standards, continuously monitoring regulatory changes to maintain compliance.

AIS refers to account information services, while PIS refers to payment initiation services, both critical for Open Banking.

Yes, we specialize in bridging crypto and fiat transactions, ensuring compliance with relevant regulations.

We provide ongoing support and maintenance to ensure your integration remains functional and compliant.
Tools & Delivery

Working With the Right Tools

Payment rails, wallet SDKs, and banking APIs so your financial products integrate and scale.

We leverage advanced technology stacks tailored for Open Banking API integrations.

Delivery & Handoff

Codebase & IntegrationsDocumentation & ComplianceOngoing Support

Payment & Wallet

Payment APIsWallet SDKsMulti-currencySettlementPSD2Open bankingNeobank APIsCompliance hooks

Banking APIs

  • Banking APIs
  • KYC/AML
  • Fraud detection
  • Reporting

Security & Compliance

EncryptionPCI DSSAuditDocumentation

Integration

  • Partner APIs
  • Webhooks
  • Documentation
  • Sandbox

Partners & Rails

Payment railsSettlementMonitoringSupport

Deployment & Ops

DeploymentRunbooksMonitoringSupport
SLA & Security Notes

What commitment looks like on real projects

For your open banking api integration initiative, we focus on predictable milestones, clear verification, and audit-ready delivery artifacts.

  • Milestone-based delivery with clear progress checkpoints
  • Security-by-design practices (architecture + secure engineering)
  • Testing & verification aligned to your risk profile
  • Documentation, runbooks, and handover support
  • Post-launch support options (as agreed for your project)

Ready to build?

Get a free quote

Transform your payment systems with our expert integration services.