India Open Banking Integration
Integrate open banking integration into your India crypto stack with controls mapped to FIU-IND and FIU-IND / PMLA. Block Intelligence delivers production integrations; independent counsel handles licensing where required.
Integration scope
India · Open Banking Integration
| Jurisdiction | India |
|---|---|
| Regulator | FIU-IND |
| Integration | Open Banking Integration |
Software
Built-in integration controls
- PSD2 / open banking consent and account information API flows
- AIS/PIS orchestration with strong customer authentication (SCA)
- Account aggregation for neobank and payment gateway onboarding
- Webhook-driven payment status and mandate management
- Consent expiry, re-authorization, and data minimization controls
- Implement customer due diligence checks aligned with FIU-IND standards
- Facilitate real-time transaction monitoring for AML compliance
- Enable secure data sharing protocols with financial institutions
- Integrate automated reporting tools for suspicious activity
More integrations
Other India compliance integrations
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is open banking integration in India?
- Open banking integration allows crypto platforms to securely access customer financial data from banks, enhancing compliance with FIU-IND regulations.
- How does the FIU-IND regulate crypto exchanges?
- The FIU-IND oversees compliance for crypto exchanges under the PMLA, requiring reporting of suspicious transactions and customer identification.
- What are the benefits of using a KYC AML API?
- A KYC AML API helps streamline customer verification processes, ensuring compliance with FIU-IND standards while reducing operational risks.
- Can I use open banking integration for VASP compliance?
- Yes, open banking integration is essential for Virtual Asset Service Providers (VASPs) in India to meet FIU-IND compliance requirements.