China (Mainland) Open Banking Integration
Integrate open banking integration into your China (Mainland) crypto stack with controls mapped to PBOC / CAC and PBOC. Block Intelligence delivers production integrations; independent counsel handles licensing where required.
Integration scope
China (Mainland) · Open Banking Integration
| Jurisdiction | China (Mainland) |
|---|---|
| Regulator | PBOC / CAC |
| Integration | Open Banking Integration |
Software
Built-in integration controls
- PSD2 / open banking consent and account information API flows
- AIS/PIS orchestration with strong customer authentication (SCA)
- Account aggregation for neobank and payment gateway onboarding
- Webhook-driven payment status and mandate management
- Consent expiry, re-authorization, and data minimization controls
- Ensure compliance with PBOC and CAC regulations for all financial transactions
- Implement KYC and AML protocols tailored to the Chinese regulatory environment
- Integrate with local banks to facilitate seamless fiat-crypto transactions
More integrations
Other China (Mainland) compliance integrations
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is open banking integration in China?
- Open banking integration in China allows crypto platforms to connect with banking services while complying with PBOC regulations, ensuring secure transactions.
- How does PBOC influence open banking integration?
- The PBOC sets the regulatory framework for open banking integration, ensuring that all financial transactions meet compliance standards for security and transparency.
- Can I use this integration for retail crypto exchanges?
- No, the PBOC framework restricts retail crypto exchange promotion; this integration is designed for enterprise and government blockchain applications.
- What are the benefits of using a compliance API?
- A compliance API helps streamline KYC and AML processes, ensuring that your platform adheres to regulatory requirements and mitigates risks associated with crypto transactions.