United States Custodial Wallet – Compliant Development
Launch a custodial wallet in United States with compliance controls mapped to FinCEN / State regulators and FinCEN / MTL. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
United States · Custodial Wallet
US crypto businesses need FinCEN MSB registration plus state money transmitter licenses; New York requires BitLicense.
| Jurisdiction | United States |
|---|---|
| Regulator | FinCEN / State regulators |
| Product | Custodial Wallet |
Software
Built-in compliance controls
- Custodial key management with HSM or secure enclave options
- Multi-chain deposits, withdrawals, and balance reconciliation
- Transaction monitoring and velocity limits
- Account recovery flows with identity re-verification
- Compliance reporting and user activity audit trails
- KYC/AML integration for user verification
- Secure storage solutions for user funds
- Transaction history logging for compliance audits
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What are the key compliance requirements for custodial wallets?
- Custodial wallets must implement KYC/AML procedures and maintain secure transaction records.
- How can I ensure my custodial wallet is compliant?
- You should integrate compliance controls into your wallet software and obtain the necessary licenses.
- What happens if I don't comply with regulations?
- Non-compliance can result in fines, legal action, and loss of licenses.