Spain Crypto Payments — Compliant Development
Launch a crypto payments solution in Spain with compliance controls mapped to CNMV/BdE and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Spain · Crypto Payments
Spain supervises crypto-asset service providers under MiCA through CNMV and Banco de España (CNMV/BdE). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Spain |
|---|---|
| Regulator | CNMV/BdE |
| Product | Crypto Payments |
Software
Built-in compliance controls
- Merchant invoicing, QR, and payment link generation
- Chain confirmation monitoring and webhook notifications
- Fiat settlement options and FX conversion hooks
- Merchant KYC tiers and transaction limits
- Chargeback/dispute workflows and reconciliation dashboards
- Integrate KYC processes for users making payments.
- Establish AML monitoring for transactions to detect suspicious activities.
- Provide detailed reporting features for compliance audits.
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What compliance controls are needed for a crypto payment gateway?
- Implement KYC, AML, and transaction monitoring features.
- Is my payment gateway subject to MiCA regulations?
- Yes, all crypto payment services must comply with MiCA.
- How can I ensure my payment gateway is compliant?
- Work with legal partners and integrate compliance controls into your software.