Crypto Payment

Cryto Payment

8 weeks
Duration
3 engineers
Team
Multi-chain
Platform
Live
Status
10+
Cryptocurrencies
<30s
Confirmation Time
INR
Fiat Settlement
Webhook
Instant Notifications

A Few Words About The Client

Cryto Payment is a crypto payment solution that lets merchants accept digital assets and optionally settle in fiat. Block Intelligence built the payment flow, wallet and conversion layer, and merchant dashboard so that acceptance and settlement are simple and transparent.

The client wanted to offer crypto acceptance to merchants without each merchant handling keys or exchange risk. They needed fast confirmation, clear reporting, and flexible settlement (crypto or fiat) with minimal integration effort for merchants.

Industry

Crypto Payment

Project

Cryto Payment

Duration

8 weeks

Team

3 engineers

Platform

Multi-chain

Status

Live

Cryto Payment

Project Requirements

  • Payment requests with unique addresses or QR codes and amount validation.
  • Real-time confirmation and webhook/API notifications to merchants.
  • Conversion and settlement options (hold crypto or convert to fiat).
  • Merchant dashboard: transactions, balances, and payouts.
  • Security: key management, rate limits, and fraud checks.

Our Solution & Results

We implemented a payment API and backend that generate addresses per transaction, monitor the chain for confirmations, and trigger notifications. We added conversion and payout logic and a merchant portal for reporting and settings. Keys and sensitive operations run in a secured environment.

Merchants onboarded and began accepting crypto with minimal setup. Settlement and reporting have run as designed. The client has extended support to more assets and regions using the same core system.

Business Impact & Value Delivered

Measurable outcomes Block Intelligence delivered for Cryto Payment - before vs after launch.

Merchant integration time

2 weeks 4 hours

Payment confirmation

15 min <30 sec

Settlement reporting

Manual CSV Real-time dashboard

Value delivered

  • Merchants accepted first crypto payment within hours of API integration.
  • INR fiat settlement option removed exchange risk for Indian merchants.
  • Real-time webhooks and dashboard replaced manual reconciliation workflows.

Performance & Data Analysis

Crypto payment gateway metrics from merchant onboarding through first 90 days of live transaction processing.

10+
Cryptocurrencies accepted
BTC, ETH, USDT + more
<30s
Avg. confirmation time
Chain monitoring auto-detect
847
Merchants onboarded
90-day ramp
$1.2M
Processed volume
INR fiat settlement option
MetricBeforeAfterChange
Integration time14 days4 hrs−99%
Failed payment rate6.2%0.9%−85%
Webhook delivery91%99.6%+9 pts
Finance reconciliationDaily manualAutomated100%

Delivery Timeline

1
API Design
Wk 1–2
2
Wallet & Chain
Wk 3–5
3
Dashboard
Wk 6–7
4
Go-live
Wk 8

Merchants were accepting their first crypto payment within hours of integration. The settlement reports are clear and our finance team uses them daily.

- Cryto Payment - Head of Merchant Success

Technology Stack

Front End

01React

Back End

01Node.js 02TypeScript 03PostgreSQL 04Redis 05Node.js/TypeScript 06blockchain node integration. Merchant API 07webhooks 08optional fiat gateway integration.

Infrastructure

01Blockchain nodes 02Merchant API

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