Malta Crypto Payments — Compliant Development
Launch a crypto payments in Malta with compliance controls mapped to MFSA and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Malta · Crypto Payments
Malta supervises crypto-asset service providers under MiCA through Malta Financial Services Authority (MFSA). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Malta |
|---|---|
| Regulator | MFSA |
| Product | Crypto Payments |
Software
Built-in compliance controls
- Merchant invoicing, QR, and payment link generation
- Chain confirmation monitoring and webhook notifications
- Fiat settlement options and FX conversion hooks
- Merchant KYC tiers and transaction limits
- Chargeback/dispute workflows and reconciliation dashboards
- KYC verification for users making transactions
- AML monitoring systems for payment activities
- Secure transaction processing protocols
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What compliance requirements must a crypto payment gateway meet?
- A crypto payment gateway must implement KYC, AML, and transaction monitoring measures.
- How does Block Intelligence support compliance for payment gateways?
- We build software that includes necessary compliance controls while legal partners assist with licensing.
- Can I add features to enhance user experience in my payment gateway?
- Yes, we can customize features to improve user experience while ensuring compliance.