Croatia Custodial Wallet — Compliant Development
Launch a custodial wallet in Croatia with compliance controls mapped to HANFA and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Croatia · Custodial Wallet
Croatia supervises crypto-asset service providers under MiCA through Croatian Financial Services Supervisory Agency (HANFA). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Croatia |
|---|---|
| Regulator | HANFA |
| Product | Custodial Wallet |
Software
Built-in compliance controls
- Custodial key management with HSM or secure enclave options
- Multi-chain deposits, withdrawals, and balance reconciliation
- Transaction monitoring and velocity limits
- Account recovery flows with identity re-verification
- Compliance reporting and user activity audit trails
- Integrate secure key management systems
- Implement KYC processes for user onboarding
- Establish AML monitoring for transactions
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a custodial wallet?
- A custodial wallet is a wallet where a third party holds the private keys on behalf of the user.
- What compliance measures should custodial wallets implement?
- Custodial wallets should implement KYC, AML monitoring, and secure storage practices.
- How does Block Intelligence support custodial wallet development?
- We provide software solutions that include compliance controls and work with legal partners for licensing.