Industry Solution

Banking

Block Intelligence delivers AI and blockchain solutions for the banking industry: core modernization, payments, open banking, and secure platforms to help banks and credit unions innovate and scale.

PSD2 Compliant
50+ Banks Integrated
AML/KYC Automated
PSD2 · Compliant
For Banking, we embed regulatory alignment into architecture, data flows, and release gates - so compliance is measurable, not an afterthought.
50+ Banks · Integrated
We integrate banking platforms with core systems, APIs, and partner ecosystems - minimizing disruption while accelerating delivery.
AML/KYC · Automated
Automate high-volume banking workflows with AI and orchestration - cutting manual effort while preserving audit trails and controls.
Key Outcomes

What you’ll gain with Banking

Faster Time-to-Market

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Accelerated delivery for banking initiatives with milestone planning and predictable iteration cycles.

Lower Delivery Risk

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Reduced risk through strong architecture, validation, and governance across the full technology workflow.

Enterprise-Grade Quality

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Production-ready results for banking with clear documentation, testing evidence, and clean handover.

Security & Compliance Readiness

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Security-by-design and audit-ready practices so your banking project supports compliance needs.

ROI / Project Impact Estimator
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Project scope (USD)
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Solutions

AI & Blockchain Solutions for Banking

Core & Digital Banking

Digital-first core, account opening, and product origination to modernize legacy and capture new segments.

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Industry signals
PSD2 Compliant
50+ Banks Integrated
Measurable outcomes with compliance-ready documentation and production handover.

Payments & Open Banking

Real-time payments, open banking APIs, and blockchain settlement for domestic and cross-border.

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Industry signals
50+ Banks Integrated
AML/KYC Automated
Measurable outcomes with compliance-ready documentation and production handover.

Risk & Compliance

AML/KYC automation, fraud detection, and regulatory reporting with audit trails and controls.

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Industry signals
PSD2 Compliant
AML/KYC Automated
Measurable outcomes with compliance-ready documentation and production handover.
Process

How We Help Banks & Credit Unions

We combine AI, blockchain, and secure engineering so banks and credit unions can modernize and stay compliant.

  • Regulatory compliance: Solutions designed for PSD2, MiCA, and regional banking regulations with audit-ready documentation.
  • Smart contract & system security: Audited smart contracts, secure APIs, and defense-in-depth for financial data and digital assets.
  • Process automation: AI and RPA for KYC, AML, reconciliation, and back-office workflows to cut cost and errors.
  • AI & blockchain integration: LLMs, agents, and on-chain logic integrated into your existing core and channel systems.
Delivery Approach

Delivery timeline

Step 1 · Week 1-3
Discovery & Alignment
Step 2 · Week 3-4
Architecture & Planning
Step 3 · Week 5-7
Build, QA & Verification
Step 4 · Week 7-8
Handover & Support
What happens

Discovery & Alignment

We align on goals, constraints, and delivery scope for banking, then define a clear milestone plan.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
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What happens

Architecture & Planning

We produce a solution blueprint for banking with key integrations, security considerations, and delivery checkpoints.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
Timeline pulse
What happens

Build, QA & Verification

Implementation and verification for banking with test evidence, documentation, and quality gates.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
Timeline pulse
What happens

Handover & Support

Knowledge transfer, runbooks, and handover for banking so your team can operate with confidence.

  • Clear milestone outputs
  • Verification checkpoints
  • Handover-ready artifacts
Timeline pulse
Experience

Banking UX & Digital Channels

User-centered design for digital banking, dashboards, and advisor tools-accessibility, trust, and conversion.

Regulatory-First Requirements

Banking User Research

API & Integration Strategy

Design Systems for Banking

Secure Architecture Design

Threat Modeling & Security Reviews

Deliverables

What you can expect to receive

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  • Architecture & delivery plan for banking
  • Implementation + clean codebase handover
  • Testing/QA evidence and validation reports
  • Runbooks, documentation, and knowledge transfer
  • Operational readiness checklist (monitoring as applicable)
Compliance

Compliance & Security Testing

Automated regression, security and penetration testing, and smart contract audits so you ship with confidence.

  • Compliance Test Strategy
  • Security & Pen Testing
  • Smart Contract Audits
SLA & Security Notes

What commitment looks like on real projects

For your banking initiative, we focus on predictable milestones, clear verification, and audit-ready delivery artifacts.

  • Milestone-based delivery with clear progress checkpoints
  • Security-by-design practices (architecture + secure engineering)
  • Testing & verification aligned to your risk profile
  • Documentation, runbooks, and handover support
  • Post-launch support options (as agreed for your project)
FAQ

Common questions about Banking

How do you ensure regulatory compliance in banking projects?

We design for PSD2, MiCA, and regional banking rules from day one: compliant data flows, audit trails, and documentation. Our solutions are built so you can demonstrate control to regulators.

Can you integrate with our existing core banking systems?

Yes. We integrate with core banking (Temenos, FIS, Finastra, etc.), payment switches, and legacy systems via APIs and event-driven architecture. We can run alongside your existing stack and migrate gradually.

What blockchain use cases do you support for banking?

We support tokenization of assets, cross-border settlement, trade finance, digital identity and KYC, and custom smart contracts-all with a focus on regulatory alignment and security.

Do you offer smart contract audits and security reviews?

Yes. We provide smart contract audits (logic, access control, and economic safety), security reviews of APIs and infrastructure, and penetration testing-with clear reports and remediation guidance for your dev and compliance teams.

Let us build with your domain

Ready to modernize banking?

Tell us about your banking goals - we'll propose a delivery plan with clear milestones and timelines.