United States Non-Custodial Wallet – Compliant Development
Launch a non-custodial wallet in United States with compliance controls mapped to FinCEN / State regulators and FinCEN / MTL. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
United States · Non-Custodial Wallet
US crypto businesses need FinCEN MSB registration plus state money transmitter licenses; New York requires BitLicense.
| Jurisdiction | United States |
|---|---|
| Regulator | FinCEN / State regulators |
| Product | Non-Custodial Wallet |
Software
Built-in compliance controls
- Self-custody key generation and secure backup flows
- WalletConnect / chain signing with transaction simulation
- Optional KYC-gated features for regulated on-ramps
- Phishing protection and address allowlisting
- Privacy-preserving analytics for product ops (not user PII)
- User identity verification processes for compliance
- Transaction monitoring capabilities
- Audit trails for all transactions to ensure transparency
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What compliance measures are needed for non-custodial wallets?
- Non-custodial wallets must still comply with KYC/AML regulations and provide transparency in transactions.
- Is a license required for non-custodial wallets?
- Licensing requirements can vary by state; it's essential to check local regulations.
- How does your software support non-custodial wallet compliance?
- Our software includes features for transaction tracking and user verification.