United States Neobank / Crypto Banking – Compliant Development
Launch a neobank / crypto banking in United States with compliance controls mapped to FinCEN / State regulators and FinCEN / MTL. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
United States · Neobank / Crypto Banking
US crypto businesses need FinCEN MSB registration plus state money transmitter licenses; New York requires BitLicense.
| Jurisdiction | United States |
|---|---|
| Regulator | FinCEN / State regulators |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- KYC/AML integration for customer onboarding
- Secure data management practices
- Audit trails for all transactions to ensure compliance
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What are the compliance requirements for neobanks?
- Neobanks must adhere to KYC/AML regulations and secure customer data.
- How can I ensure compliance for my crypto banking operations?
- Implement compliance controls in your banking software and stay informed on regulatory updates.
- What risks do non-compliant neobanks face?
- Risks include regulatory fines, legal challenges, and reputational harm.