Saudi Arabia Neobank / Crypto Banking – Compliant Development
Launch a neobank / crypto banking platform in Saudi Arabia with compliance controls mapped to SAMA and SAMA / CMA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Saudi Arabia · Neobank / Crypto Banking
Saudi Arabia is developing virtual asset regulatory frameworks. We build enterprise-grade platforms with partner-led regulatory alignment.
| Jurisdiction | Saudi Arabia |
|---|---|
| Regulator | SAMA |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- KYC processes integrated for user onboarding.
- Real-time monitoring of transactions for compliance.
- Audit logs for all banking activities and transactions.
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a neobank?
- A neobank is a digital bank that operates without physical branches, often offering crypto services.
- What compliance is required for neobanks in Saudi Arabia?
- KYC, AML, and adherence to SAMA regulations are necessary.
- Can I operate a neobank without a license?
- No, you must comply with regulatory requirements and obtain necessary registrations.