Portugal Non-Custodial Wallet — Compliant Development
Launch a non-custodial wallet in Portugal with compliance controls mapped to CMVM/BdP and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Portugal · Non-Custodial Wallet
Portugal supervises crypto-asset service providers under MiCA through CMVM and Banco de Portugal (CMVM/BdP). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Portugal |
|---|---|
| Regulator | CMVM/BdP |
| Product | Non-Custodial Wallet |
Software
Built-in compliance controls
- Self-custody key generation and secure backup flows
- WalletConnect / chain signing with transaction simulation
- Optional KYC-gated features for regulated on-ramps
- Phishing protection and address allowlisting
- Privacy-preserving analytics for product ops (not user PII)
- Incorporate optional KYC/AML checks for users engaging in transactions.
- Provide educational resources on wallet security and compliance.
- Enable transaction tracking for reporting purposes.
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a non-custodial wallet?
- A non-custodial wallet allows users to control their private keys, providing greater security and privacy.
- Do non-custodial wallets need to comply with regulations?
- Yes, non-custodial wallets must still adhere to KYC/AML regulations if they facilitate transactions.
- How can I ensure compliance for a non-custodial wallet?
- Implement KYC/AML checks and transaction monitoring to meet CMVM/BdP requirements.