Poland Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking solution in Poland with compliance controls mapped to KNF and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Poland · Neobank / Crypto Banking
Poland supervises crypto-asset service providers under MiCA through Polish Financial Supervision Authority (KNF). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Poland |
|---|---|
| Regulator | KNF |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Digital identity verification solutions
- Integrated KYC/AML compliance for all banking services
- Comprehensive transaction monitoring systems
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a neobank?
- A neobank is a digital bank that operates without traditional physical branches, often focusing on online services.
- What compliance is required for neobanks in Poland?
- Neobanks must adhere to KYC and AML regulations under MiCA.
- Can I operate a neobank without a license?
- No, you must obtain CASP authorization from the KNF to operate a neobank.