Philippines Neobank / Crypto Banking – Compliant Development
Launch a neobank / crypto banking service in Philippines with compliance controls mapped to BSP and BSP VASP. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Philippines · Neobank / Crypto Banking
The BSP registers virtual asset service providers for exchange and transfer services.
| Jurisdiction | Philippines |
|---|---|
| Regulator | BSP |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Digital identity verification for KYC
- Transaction monitoring for compliance
- Secure data management practices
- Audit trails for all banking activities
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a neobank?
- A neobank is a digital-only bank that offers banking services without traditional physical branches.
- What compliance requirements must neobanks meet?
- Neobanks must comply with BSP regulations, including KYC and AML requirements.
- How does Block Intelligence ensure compliance for neobanks?
- We build software that incorporates compliance controls to align with BSP VASP standards.