New Zealand Non-Custodial Wallet – Compliant Development
Launch a non-custodial wallet in New Zealand with compliance controls mapped to FMA and FMA FSP. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
New Zealand · Non-Custodial Wallet
New Zealand requires FSP registration for firms providing virtual asset financial services.
| Jurisdiction | New Zealand |
|---|---|
| Regulator | FMA |
| Product | Non-Custodial Wallet |
Software
Built-in compliance controls
- Self-custody key generation and secure backup flows
- WalletConnect / chain signing with transaction simulation
- Optional KYC-gated features for regulated on-ramps
- Phishing protection and address allowlisting
- Privacy-preserving analytics for product ops (not user PII)
- Decentralized identity verification solutions
- Real-time monitoring of transactions for compliance
- User education on compliance and security best practices
- Integration of reporting tools for suspicious activities
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What are the compliance requirements for non-custodial wallets?
- Non-custodial wallets must still implement KYC and AML measures to comply with FMA regulations.
- How does Block Intelligence support non-custodial wallet compliance?
- We provide software solutions that integrate necessary compliance features for non-custodial wallets.
- Are there specific risks associated with non-custodial wallets?
- Yes, risks include potential regulatory scrutiny and the need for robust security measures.