New Zealand Neobank / Crypto Banking – Compliant Development
Launch a neobank / crypto banking in New Zealand with compliance controls mapped to FMA and FMA FSP. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
New Zealand · Neobank / Crypto Banking
New Zealand requires FSP registration for firms providing virtual asset financial services.
| Jurisdiction | New Zealand |
|---|---|
| Regulator | FMA |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- KYC verification integrated into account creation
- AML monitoring for all transactions and activities
- Secure data management for customer information
- Regular compliance training for staff
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What compliance measures are needed for a neobank?
- Neobanks must implement KYC, AML, and secure banking protocols.
- How does Block Intelligence support neobank compliance?
- We embed compliance controls into the neobank software to ensure regulatory adherence.
- Are legal consultations necessary for neobank operations?
- Yes, legal advice is crucial for navigating the FSP registration process.