What is a non-custodial wallet?

A non-custodial wallet allows users to hold their own private keys without third-party control.

Do non-custodial wallets need to comply with MiCA?

Yes, they must adhere to KYC/AML regulations as per MiCA requirements.

How can Block Intelligence support non-custodial wallet compliance?

We provide development services that integrate compliance features into non-custodial wallets.

MiCA · Non-Custodial Wallet

Netherlands Non-Custodial Wallet — Compliant Development

Launch a non-custodial wallet in Netherlands with compliance controls mapped to AFM/DNB and MiCA. Block Intelligence builds production software; independent counsel handles licensing.

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Compliance scope

Netherlands · Non-Custodial Wallet

Netherlands supervises crypto-asset service providers under MiCA through AFM and De Nederlandsche Bank (AFM/DNB). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.

Jurisdiction	Netherlands
Regulator	AFM/DNB
Product	Non-Custodial Wallet

Software

Built-in compliance controls

Self-custody key generation and secure backup flows
WalletConnect / chain signing with transaction simulation
Optional KYC-gated features for regulated on-ramps
Phishing protection and address allowlisting
Privacy-preserving analytics for product ops (not user PII)
User-centric KYC processes for identity verification
Transaction monitoring to ensure compliance with AML regulations
Secure key management practices for user privacy
Audit capabilities to track wallet transactions

View Non-Custodial Wallet service Related case study

Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.

FAQ

Frequently asked questions

What is a non-custodial wallet?: A non-custodial wallet allows users to hold their own private keys without third-party control.
Do non-custodial wallets need to comply with MiCA?: Yes, they must adhere to KYC/AML regulations as per MiCA requirements.
How can Block Intelligence support non-custodial wallet compliance?: We provide development services that integrate compliance features into non-custodial wallets.