Netherlands Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking in Netherlands with compliance controls mapped to AFM/DNB and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Netherlands · Neobank / Crypto Banking
Netherlands supervises crypto-asset service providers under MiCA through AFM and De Nederlandsche Bank (AFM/DNB). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Netherlands |
|---|---|
| Regulator | AFM/DNB |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- KYC verification for account opening and transactions
- AML compliance checks on all transactions
- Secure digital banking infrastructure
- Comprehensive audit trails for all banking activities
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a neobank?
- A neobank is a digital bank that operates exclusively online, often offering crypto services.
- What compliance measures are needed for neobanks?
- Neobanks must adhere to KYC/AML regulations and ensure secure transaction processes.
- How can Block Intelligence support neobank compliance?
- We provide compliant software development tailored to neobank operations.