What are the compliance requirements for a non-custodial wallet?

Compliance requirements include implementing KYC protocols and AML monitoring.

How does a non-custodial wallet differ in compliance from a custodial wallet?

Non-custodial wallets typically have fewer direct compliance obligations, but KYC and AML measures are still necessary.

Can I add features to enhance user privacy in my non-custodial wallet?

Yes, Block Intelligence can help implement privacy-enhancing features while ensuring compliance.

MiCA · Non-Custodial Wallet

Malta Non-Custodial Wallet — Compliant Development

Launch a non-custodial wallet in Malta with compliance controls mapped to MFSA and MiCA. Block Intelligence builds production software; independent counsel handles licensing.

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Compliance scope

Malta · Non-Custodial Wallet

Malta supervises crypto-asset service providers under MiCA through Malta Financial Services Authority (MFSA). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.

Jurisdiction	Malta
Regulator	MFSA
Product	Non-Custodial Wallet

Software

Built-in compliance controls

Self-custody key generation and secure backup flows
WalletConnect / chain signing with transaction simulation
Optional KYC-gated features for regulated on-ramps
Phishing protection and address allowlisting
Privacy-preserving analytics for product ops (not user PII)
KYC integration for user onboarding
AML transaction monitoring systems
User-controlled private keys for enhanced security

View Non-Custodial Wallet service Related case study

Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.

FAQ

Frequently asked questions

What are the compliance requirements for a non-custodial wallet?: Compliance requirements include implementing KYC protocols and AML monitoring.
How does a non-custodial wallet differ in compliance from a custodial wallet?: Non-custodial wallets typically have fewer direct compliance obligations, but KYC and AML measures are still necessary.
Can I add features to enhance user privacy in my non-custodial wallet?: Yes, Block Intelligence can help implement privacy-enhancing features while ensuring compliance.