Malta Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking in Malta with compliance controls mapped to MFSA and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Malta · Neobank / Crypto Banking
Malta supervises crypto-asset service providers under MiCA through Malta Financial Services Authority (MFSA). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Malta |
|---|---|
| Regulator | MFSA |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Integrated KYC processes for account creation
- AML compliance checks for transactions
- Secure digital banking infrastructure
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What are the compliance requirements for a neobank in Malta?
- Neobanks must adhere to KYC, AML, and other regulatory requirements set by the MFSA.
- How can Block Intelligence assist with neobank compliance?
- We provide software solutions that incorporate compliance features while legal partners assist with licensing.
- Is it possible to customize compliance features for my neobank?
- Yes, our solutions are designed to be customizable to meet your specific compliance needs.