Luxembourg Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking service in Luxembourg with compliance controls mapped to CSSF and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Luxembourg · Neobank / Crypto Banking
Luxembourg supervises crypto-asset service providers under MiCA through Commission de Surveillance du Secteur Financier (CSSF). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Luxembourg |
|---|---|
| Regulator | CSSF |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Integrate banking functionalities with crypto services.
- Establish KYC/AML processes for account openings.
- Implement secure transaction processing and monitoring.
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a crypto neobank?
- A crypto neobank offers banking services integrated with cryptocurrency functionalities.
- What regulations apply to crypto banking in Luxembourg?
- Crypto banking services must comply with MiCA and CSSF regulations.
- How does Block Intelligence support neobank compliance?
- We provide compliant software solutions and collaborate with legal partners for licensing.