A neobank is a digital-only bank that offers financial services primarily through mobile applications and online platforms.

Do neobanks require a license in Lithuania?

Yes, neobanks offering crypto services must comply with MiCA regulations and obtain CASP authorization from the Bank of Lithuania.

How can Block Intelligence assist with neobank compliance?

Block Intelligence provides software solutions that embed compliance features and collaborates with legal partners for licensing guidance.

MiCA · Neobank

Lithuania Neobank / Crypto Banking — Compliant Development

Launch a neobank / crypto banking service in Lithuania with compliance controls mapped to Bank of Lithuania and MiCA. Block Intelligence builds production software; independent counsel handles licensing.

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Compliance scope

Lithuania · Neobank / Crypto Banking

Lithuania supervises crypto-asset service providers under MiCA through Bank of Lithuania (Bank of Lithuania). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.

Jurisdiction	Lithuania
Regulator	Bank of Lithuania
Product	Neobank / Crypto Banking

Software

Built-in compliance controls

Fiat + crypto unified ledger and user onboarding
Card issuance integration points and spend controls
Savings, yield, and transfer modules with compliance gates
Core banking API adapters and reconciliation
Customer support, disputes, and regulatory reporting tooling
Integration of KYC processes for customer onboarding
AML compliance checks on transactions and account activities
Secure storage and management of customer funds with audit capabilities

View Neobank / Crypto Banking service Related case study

Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.

FAQ

Frequently asked questions

What is a neobank?: A neobank is a digital-only bank that offers financial services primarily through mobile applications and online platforms.
Do neobanks require a license in Lithuania?: Yes, neobanks offering crypto services must comply with MiCA regulations and obtain CASP authorization from the Bank of Lithuania.
How can Block Intelligence assist with neobank compliance?: Block Intelligence provides software solutions that embed compliance features and collaborates with legal partners for licensing guidance.