What is a non-custodial wallet?

A non-custodial wallet allows users to maintain control of their private keys, enhancing security and autonomy over their assets.

Do non-custodial wallets require FKTK authorization?

While non-custodial wallets may not require direct authorization, they must still comply with applicable AML regulations.

How can Block Intelligence assist with non-custodial wallet compliance?

We provide software solutions that include compliance features and guidance on regulatory requirements for non-custodial wallets.

MiCA · Non-Custodial Wallet

Latvia Non-Custodial Wallet — Compliant Development

Launch a non-custodial wallet in Latvia with compliance controls mapped to FKTK and MiCA. Block Intelligence builds production software; independent counsel handles licensing.

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Compliance scope

Latvia · Non-Custodial Wallet

Latvia supervises crypto-asset service providers under MiCA through Financial and Capital Market Commission (FKTK). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.

Jurisdiction	Latvia
Regulator	FKTK
Product	Non-Custodial Wallet

Software

Built-in compliance controls

Self-custody key generation and secure backup flows
WalletConnect / chain signing with transaction simulation
Optional KYC-gated features for regulated on-ramps
Phishing protection and address allowlisting
Privacy-preserving analytics for product ops (not user PII)
User-controlled private key management
Compliance alerts for suspicious transactions
Integration with AML compliance databases

View Non-Custodial Wallet service Related case study

Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.

FAQ

Frequently asked questions

What is a non-custodial wallet?: A non-custodial wallet allows users to maintain control of their private keys, enhancing security and autonomy over their assets.
Do non-custodial wallets require FKTK authorization?: While non-custodial wallets may not require direct authorization, they must still comply with applicable AML regulations.
How can Block Intelligence assist with non-custodial wallet compliance?: We provide software solutions that include compliance features and guidance on regulatory requirements for non-custodial wallets.