Japan Neobank / Crypto Banking – Compliant Development
Launch a neobank / crypto banking in Japan with compliance controls mapped to FSA and FSA PSAct. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Japan · Neobank / Crypto Banking
Japan requires registration with FSA for crypto exchanges with strict custody and AML rules.
| Jurisdiction | Japan |
|---|---|
| Regulator | FSA |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Integrated KYC processes for customer onboarding
- Secure storage solutions for customer data
- Real-time compliance monitoring for transactions
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What are the compliance challenges for neobanks in Japan?
- Neobanks must navigate strict KYC/AML regulations and secure customer data management.
- How does Block Intelligence assist neobanks with compliance?
- We integrate compliance features into our banking software, ensuring adherence to FSA regulations.
- Can neobanks offer crypto services alongside traditional banking?
- Yes, our solutions support the integration of both crypto and traditional banking services.