Italy Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking in Italy with compliance controls mapped to OAM/CONSOB and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Italy · Neobank / Crypto Banking
Italy supervises crypto-asset service providers under MiCA through Organismo Agenti e Mediatori / CONSOB (OAM/CONSOB). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Italy |
|---|---|
| Regulator | OAM/CONSOB |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Integration of KYC/AML verification for account holders.
- Secure management of customer funds and transactions.
- Real-time compliance monitoring and reporting.
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What services does a crypto neobank offer?
- A crypto neobank provides banking services integrated with cryptocurrency functionalities.
- How is compliance managed in a crypto neobank?
- Compliance is managed through KYC/AML processes and secure transaction monitoring.
- Can the neobank software be customized?
- Yes, the software can be tailored to meet specific banking and regulatory needs.