France Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking service in France with compliance controls mapped to AMF and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
France · Neobank / Crypto Banking
France supervises crypto-asset service providers under MiCA through Autorité des Marchés Financiers (AMF). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | France |
|---|---|
| Regulator | AMF |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Integrated banking features for crypto assets
- KYC/AML compliance integrated into user accounts
- Transaction monitoring for regulatory compliance
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a crypto neobank?
- A crypto neobank offers banking services integrated with cryptocurrency functionalities, such as deposits and loans in digital assets.
- Is AMF authorization required for crypto banking services?
- Yes, crypto banking services must obtain CASP authorization from the AMF to operate legally in France.
- How can Block Intelligence assist with neobank compliance?
- Block Intelligence develops compliant software solutions and works with legal partners for licensing support.