Croatia Non-Custodial Wallet — Compliant Development
Launch a non-custodial wallet in Croatia with compliance controls mapped to HANFA and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Croatia · Non-Custodial Wallet
Croatia supervises crypto-asset service providers under MiCA through Croatian Financial Services Supervisory Agency (HANFA). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Croatia |
|---|---|
| Regulator | HANFA |
| Product | Non-Custodial Wallet |
Software
Built-in compliance controls
- Self-custody key generation and secure backup flows
- WalletConnect / chain signing with transaction simulation
- Optional KYC-gated features for regulated on-ramps
- Phishing protection and address allowlisting
- Privacy-preserving analytics for product ops (not user PII)
- Enable user-controlled private keys
- Implement KYC processes for high-value transactions
- Establish transaction monitoring for compliance
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a non-custodial wallet?
- A non-custodial wallet allows users to control their private keys without third-party involvement.
- What compliance issues do non-custodial wallets face?
- Non-custodial wallets must still comply with AML regulations, even if they do not hold user funds.
- How can I ensure compliance for a non-custodial wallet?
- Implement KYC measures and transaction monitoring where applicable.