Croatia Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking solution in Croatia with compliance controls mapped to HANFA and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Croatia · Neobank / Crypto Banking
Croatia supervises crypto-asset service providers under MiCA through Croatian Financial Services Supervisory Agency (HANFA). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Croatia |
|---|---|
| Regulator | HANFA |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- Implement KYC processes for account creation
- Integrate AML monitoring for transactions
- Ensure secure data handling and storage practices
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What is a crypto neobank?
- A crypto neobank offers banking services integrated with cryptocurrency functionalities.
- What compliance requirements do neobanks face?
- Neobanks must comply with KYC, AML, and other financial regulations.
- How can I ensure compliance for a crypto neobank?
- By embedding compliance controls in the software and consulting legal experts for licensing.