Bulgaria Neobank / Crypto Banking — Compliant Development
Launch a neobank / crypto banking in Bulgaria with compliance controls mapped to BNB and MiCA. Block Intelligence builds production software; independent counsel handles licensing.
Compliance scope
Bulgaria · Neobank / Crypto Banking
Bulgaria supervises crypto-asset service providers under MiCA through Bulgarian National Bank (BNB). Firms offering exchange, custody, advisory, or other CASP services must obtain authorization and meet prudential, governance, and AML requirements before serving clients in the EU.
| Jurisdiction | Bulgaria |
|---|---|
| Regulator | BNB |
| Product | Neobank / Crypto Banking |
Software
Built-in compliance controls
- Fiat + crypto unified ledger and user onboarding
- Card issuance integration points and spend controls
- Savings, yield, and transfer modules with compliance gates
- Core banking API adapters and reconciliation
- Customer support, disputes, and regulatory reporting tooling
- KYC/AML checks during account creation
- Transaction monitoring for compliance
- Secure account management features
- Audit logs for regulatory compliance
Block Intelligence provides technology development and compliance-oriented software architecture. We are not a law firm. Licensing and regulatory advice is provided by independent legal partners in each jurisdiction. Information is current as of 2026-03-01 and subject to change.
FAQ
Frequently asked questions
- What features does the neobank software include?
- The software includes KYC/AML compliance, account management, and transaction monitoring.
- How do I ensure compliance for my neobank?
- By utilizing the compliance controls integrated into the software and working with legal partners for licensing.
- Can the neobank software be customized?
- Yes, it can be tailored to meet specific business and regulatory requirements.